

Investing in yourself shouldn't mean putting your goals on hold. We offer flexible financing options so you can move forward with your procedure on a timeline and budget that works for you.
Dr. Narasimhan and our team believe cost should never be a barrier to feeling confident in your own skin. Below, you'll find the financing partners we work with, how the process works, and answers to common questions.
Predictable monthly payments instead of one large upfront cost
Fast approval decisions, often within minutes
Plans for every credit profile, including options for those with limited or lower credit
No prepayment penalties with most of our lending partners
Use financing for surgery, recovery garments, and post-op care — not just the procedure itself

A healthcare credit card accepted at practices nationwide. CareCredit offers short-term promotional financing (such as 6, 12, 18, or 24 months interest-free when paid in full within the promotional period) as well as extended plans with fixed monthly payments.
PatientFi offers simple, transparent financing with fixed monthly payments and no hidden fees, including options for patients across a range of credit scores.
Meet with Dr. Narasimhan to discuss your goals and receive a personalized quote.
Compare terms and pick the option that best fits your budget.
Most applications take just a few minutes and offer instant or same-day decisions.
Once approved, our patient coordinators will help you finalize your surgery date.
Most of our lending partners offer a pre-qualification option that uses a soft credit check, which does not impact your credit score. A hard inquiry only occurs if you proceed with a full application.
Yes. Financing can typically cover combination procedures, surgeon's fees, facility fees, anesthesia, and related recovery costs.
Several of our partners offer plans designed for a range of credit profiles. We recommend checking pre-qualification with more than one lender to compare your options.
Some lenders allow a cosigner to help you qualify for a lower rate or higher loan amount. Ask your patient coordinator for details.
Financing is provided by independent third-party lenders. Narasimhan Plastic Surgery does not determine credit approval, interest rates, or loan terms.