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Financing Options

Financing Your Procedure

Investing in yourself shouldn't mean putting your goals on hold. We offer flexible financing options so you can move forward with your procedure on a timeline and budget that works for you.

Dr. Narasimhan and our team believe cost should never be a barrier to feeling confident in your own skin. Below, you'll find the financing partners we work with, how the process works, and answers to common questions.

Why Finance Your Procedure

Predictable monthly payments instead of one large upfront cost

Fast approval decisions, often within minutes

Plans for every credit profile, including options for those with limited or lower credit

No prepayment penalties with most of our lending partners

Use financing for surgery, recovery garments, and post-op care — not just the procedure itself

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Our Financing Partners

CareCredit

A healthcare credit card accepted at practices nationwide. CareCredit offers short-term promotional financing (such as 6, 12, 18, or 24 months interest-free when paid in full within the promotional period) as well as extended plans with fixed monthly payments.

PatientFi

PatientFi offers simple, transparent financing with fixed monthly payments and no hidden fees, including options for patients across a range of credit scores.

Apply for PatientFi

How it Works

1 | Schedule your consultation.

Meet with Dr. Narasimhan to discuss your goals and receive a personalized quote.

2 | Choose your financing partner.

Compare terms and pick the option that best fits your budget.

3 | Apply online.

Most applications take just a few minutes and offer instant or same-day decisions.

4 | Get approved and schedule your procedure.

Once approved, our patient coordinators will help you finalize your surgery date.

Frequently Asked Questions

Most of our lending partners offer a pre-qualification option that uses a soft credit check, which does not impact your credit score. A hard inquiry only occurs if you proceed with a full application.

Yes. Financing can typically cover combination procedures, surgeon's fees, facility fees, anesthesia, and related recovery costs.

Several of our partners offer plans designed for a range of credit profiles. We recommend checking pre-qualification with more than one lender to compare your options.

Some lenders allow a cosigner to help you qualify for a lower rate or higher loan amount. Ask your patient coordinator for details.

Ready to Get Started?

Our patient care coordinators are happy to walk you through your financing options and help you find the plan that fits your budget.

Financing is provided by independent third-party lenders. Narasimhan Plastic Surgery does not determine credit approval, interest rates, or loan terms.